Top Crypto and Bitcoin Payment Processors - Accept Digital Currencies

Salomon Kisters

Salomon Kisters

Jun 7, 2023

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The cryptocurrency market has experienced incredible growth, captivating the interest of numerous investors and business owners who have eagerly embraced this innovative new technology with open arms. Initially seen as an alternative financial system only, digital coins and tokens have gained widespread acceptance today as legitimate investment assets, leading many people to consider them as potential tradable commodities.

Despite this steady progress, some individuals are still hesitant to fully integrate cryptocurrencies into their daily lives. Their concerns primarily revolve around the lack of acceptance of cryptocurrencies to purchase ordinary goods and services. This is precisely where crypto and Bitcoin payment processors come into the picture.

These payment processors act as a seamless link between the two worlds, integrating cryptocurrency payments into existing merchant payment systems. As a result, businesses can now readily accept cryptocurrencies as a valid form of payment from their customers.

By leveraging these payment processors, merchants empower their customers with the convenience of using their preferred cryptocurrencies for purchases. This improved accessibility and convenience help bridge the gap between cryptocurrencies and day-to-day transactions, making it easier for ordinary people to incorporate digital currencies into their daily lives.

In today’s post, we have compiled a list of the top crypto and Bitcoin payment processors in the world that offer fast, secure, and cost-efficient transactions.

Crypto Payment Processors Explained

A crypto payment gateway or crypto payment processor allows merchants to accept payments in digital currencies like Bitcoin and Ethereum. Acting as intermediaries between the merchant and the customer, these gateways eliminate the need for merchants to possess a crypto wallet. They also simplify the overall payment process by eradicating the requirement for any cumbersome currency conversions. The funds are promptly deposited into the merchant’s account, similar to any other payment method.

When a customer makes a cryptocurrency purchase, they initiate the transaction process by transferring funds to a unique address created by the crypto payment gateway. The gateway takes charge of verifying the transaction and converting the cryptocurrency into the merchant’s preferred fiat currency. And ultimately, the converted fiat funds are transferred to the merchant’s bank account.

One of the standout features offered by crypto payment processors is their ability to facilitate near-instant and borderless transactions. This means that merchants can accept payments from their customers across different countries without having to deal with international bank transfers or incurring currency conversion fees. It opens up a world of possibilities for seamless global transactions.

3 Factors to Consider Before Choosing a Crypto Payment Processor

Payment gateways are what enable businesses to accept online and card payments from their customers - whether they are shopping from an e-commerce website or purchasing in-store via a card machine reader - by validating the transaction. That being said, here are the most important factors to keep in mind before choosing a crypto payment gateway.


Some payment gateways impose a restriction on the number of monthly transactions that can be processed. This may not be an issue for certain small-scale enterprises. However, if you are dealing with expensive luxury products or facing a sudden rise in demand, and are not aware of these restrictions, you could potentially lose out on a significant amount of revenue and clientele.

It is important to look for a payment gateway that can effortlessly handle sudden spikes or surges in payment volumes. Opting for a provider with unlimited growth possibilities will simplify the process further.


We all know that online fraudsters and cybercriminals have a knack for targeting online payment processing portals. That is why guaranteeing the security of clients’ data should be the top priority for any crypto payment processor.

Hence, it is mandatory for payment gateways to comply with level-1 PCI DSS regulations. However, to further enhance the security measures and alleviate any concerns, it is recommended to opt for a gateway that supports additional fraud and risk detection tools.

Customer Support

For most businesses, their payment gateway processes thousands of dollars’ worth of transactions every day. If the gateway were to experience any downtime or technical issues, the business could suffer significant financial losses. Therefore, it is crucial to opt for the best possible customer support here.

Make sure that the customer service you choose provides round-the-clock availability, multiple communication channels (like live chat, phone, and email), a dedicated account manager, and a customer-centric approach. You need a support team that will stand by you and guide you through any challenges you may encounter. Only when all of these criteria are met can you have the confidence that you’re on the right path.

Top Crypto and Bitcoin Payment Processors

The best crypto payment gateways offer key features such as currency conversion, flexible settlement options, affordable transaction fees, and easy integration with your existing website or online store. After a thorough evaluation, we recommend the following as the top crypto payment gateways in the market today.


PassimPay stands out as an innovative crypto payment gateway, offering critical advantages for clients. With individual withdrawal fees as low as 0.1% to 1% for personal accounts and up to 3.5% for business accounts, irrespective of transaction amounts, PassimPay ensures cost-effectiveness and transparency for all users.

Its key features in the area of shielding clients from the volatility inherent in cryptocurrencies are transfers to bank accounts plus auto-conversion to stablecoin and fiat currencies. This safeguard guarantees financial stability, mitigating the risk associated with market fluctuations. The provision of static crypto wallets and automatic cold wallet withdrawal amplifies security measures, fortifying assets against potential breaches or unauthorized access.

Privacy remains paramount with PassimPay. The platform upholds confidentiality protocols, safeguarding user data and transactional information. Moreover, round-the-clock support ensures that clients receive immediate assistance, addressing queries or concerns promptly. Advanced payment analytics empower users with comprehensive insights, facilitating informed decision-making for enhanced financial management.

Integration with PassimPay is effortless, thanks to its user-friendly interface and streamlined processes. This seamless integration minimizes disruptions, allowing businesses to quickly adopt and leverage the gateway’s myriad advantages. With PassimPay, clients gain access to a secure, efficient, and adaptable crypto payment solution, setting a new standard in the realm of financial transactions.


Bitpay stands out as one of the leading crypto and Bitcoin payment processors in the world, renowned for its simplicity and efficiency. This US-based payment gateway has established itself as a trusted and dependable provider of open-source crypto wallets. Designed to offer a secure and user-friendly platform for global cryptocurrency transactions, Bitpay ensures that users’ digital assets remain safe and protected through top-of-the-line security features.

One notable benefit of using Bitpay is its support for multiple cryptocurrencies, granting users the flexibility and convenience of conducting transactions using various digital assets. Moreover, Bitpay offers a unique service that enables users to convert their Bitcoins to US dollars for immediate withdrawals, enhancing the gateway’s convenience and user-friendliness.

Despite its impressive array of features, Bitpay keeps transaction fees at a minimum, charging only 1% for each transaction. This makes it an exceptionally cost-effective solution for both businesses and individuals. With Bitpay, users can enjoy peace of mind, knowing they are utilizing one of the most trusted and reliable crypto payment processors available in the market.

Coinbase Commerce

Coinbase Commerce is ranked among the top crypto and Bitcoin payment processors worldwide. This US-based company stands out from the competition with its wide range of innovative features. One of the advantages of using Coinbase Commerce is its top-notch security system, ensuring users feel confident and at ease when using the various services offered by the platform. It also facilitates seamless conversions between crypto and fiat currencies, allowing users to transact in their preferred monetary units without any hassle.

Moreover, Coinbase Commerce charges only a 1% transaction fee, which is insignificant compared to the benefits it provides. It’s important to mention here that Coinbase Commerce offers the first US$1 million worth of transactions for free, making it one of the cheapest payment processors available today. All in all, if you’re seeking a professional and reliable payment processor for your crypto transactions, Coinbase Commerce is unquestionably the platform to opt for.


As cryptocurrency adoption accelerates, KUNA Pay empowers businesses to capitalize on the expanding crypto economy and the next generation of digital consumers. Their turnkey crypto payment gateway is the catalyst merchants need to unlock game-changing advantages. KUNA Pay enables businesses to take Bitcoin and 20 other altcoin payments easily.

With KUNA Pay, adding cryptocurrency as a payment method is straightforward for any online business. KUNA Pay automatically handles the entire conversion process in the background, allowing merchants to convert crypto to USDT or EUR to avoid volatility risk. Their system is designed for robust security, processing payments directly on the blockchain using industry-standard encryption protocols.

As a crypto-first company, KUNA Pay makes accepting decentralized digital currencies not only feasible but strategically wise. From cutting payment processing costs to tapping into the exploding crypto consumer base, they are the gateway for future-focused businesses. As cryptocurrencies represent themselves as the future of money, KUNA Pay offers the tools businesses need to thrive in the emerging digital economy.


Since its launch in 2014, CoinGate has firmly established itself as one of the oldest and most trustworthy payment gateways in the crypto industry. It has consistently been at the forefront of innovation, being one of the pioneers to integrate with the Lightning Network, thereby enhancing transaction volume and speed at the same time.

Merchants have found CoinGate’s user-friendly app layout incredibly convenient, allowing them to easily set up and manage payments directly from their smartphones. The platform supports an extensive range of cryptocurrencies, including Bitcoin, Dash, Bitcoin Cash, Ripple, Ethereum, and many more, making it an ideal choice for merchants seeking versatility.

A standout feature that sets CoinGate apart is its ability to create crypto payment buttons for any website, making it a popular option among many online retailers.

In addition, the platform charges a nominal fee of 1% on all transactions, making it a cost-effective solution for merchants seeking an affordable and dependable payment gateway. To sum it up, CoinGate distinguishes itself with its exceptional features, robust security measures, and highly user-friendly interface, making it an excellent choice for businesses accepting crypto payments.


GoURL is yet another top crypto and Bitcoin payment processor on the list we will discuss today. Among its many features, one that stands out is GoURL’s Bitcoin plugin which can be seamlessly integrated with WordPress websites, making it easier for website owners to receive cryptocurrencies. Its free sign-up process is a piece of cake that has made it a popular choice among users worldwide.

However, it’s important to keep in mind that GoURL charges additional fees for some of its services. For instance, its Monetiser Online service allows users to receive cryptocurrencies without the need for a website, but this service comes with an additional 3.5% compensation fee. GoURL charges a 1.5% commission for its services as well.

Despite these higher transaction costs, GoURL remains a top choice for users who value anonymity. It’s an ideal payment processor for those who want to keep their financial transactions private. GoURL doesn’t support bank transfers, though, but if you’re looking for a reliable and secure crypto and Bitcoin payment processor, the GoURL is definitely worth considering.

Reaching New Customers

The world of crypto payment gateways continues to expand, shift, and improve, with a wide range of options emerging to assist businesses in reaching new customer segments and accepting more crypto payment options.

As more and more people and businesses incorporate crypto into their daily routines, we can expect further expansion in the industry, leading to reduced transaction fees and faster transaction processing times.

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Please note that the Content may have been generated with the Help of AI. The editorial content of OriginStamp AG does not constitute a recommendation for investment or purchase advice. In principle, an investment can also lead to a total loss. Therefore, please seek advice before making an investment decision.

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